PAY SECURELY
In order to allow as many people as possible to benefit from our products, we provide you with several payment methods on the website www.launa-bougie.com .
Our payment methods range from online payment to payment by bank transfer.
Stripe as a payment intermediary:
Stripe is a payment processing platform that allows money to be transferred from a customer's bank account to Launa-Bougie's account through a credit card transaction or other available payment method. It's a simple way to accept payments online. Available to businesses in over 40 countries, Stripe accepts major debit and credit cards in over 130 currencies, as well as Apple Pay, Google Pay, and other local methods.
Payment by credit card :
For your security and ours, Stripe uses the -3 D SECURE- system.
What is 3D secure?
For your security and ours, Stripe uses the 3D SECURE system. 3D Secure, designed by Visa and MasterCard, is an international security protocol that aims to prevent the misuse of credit card information, for the benefit of both the cardholder and the seller. This service increases the security of your online transactions by requiring authentication for each payment, ensuring that you are the rightful owner of the card. This verification is carried out by entering a personal code during each transaction on partner sites. This protocol is known as "Verified by Visa" for Visa and "MasterCard Secure Code" for Mastercard. The Maestro and Solo systems have also adopted 3D Secure.
How does 3D Secure work?
1. Select the payment method by credit card
2. Enter your banking information in the payment form and validate
3. The information previously provided is transmitted to your bank
4. Your bank sends you a code (in most cases by SMS).
5. Enter the code in the corresponding field and validate
6. Two scenarios are possible: if the code is good, the transaction will be accepted and the buyer is redirected to the merchant's site. Otherwise, the transaction is canceled.
I am asked to enter a personal code for 3D Secure authentication. Is this normal?
Indeed, the essence of 3D SECURE is to ensure this security.
Each bank has its own authentication methods:
BNP Paribas: entry of the client's date of birth; and since July 2009, receipt of a code via SMS.
Crédit Agricole (including LCL): the customer uses a password that he established during his first connection.
Société Générale: entry of the customer's date of birth; and since September 2009, receipt of a code by SMS.
Banque Postale, Axa Banque and Caisse d'Épargne: the customer provides their date of birth.
Crédit Mutuel and CIC: authentication via online banking identifiers, followed by entry of a specific code from a "personal key card" (grid of 64 codes where the correct code is selected according to the site's instructions).
BRED Banque Populaire: use of an Ipab authentication key in bank card format.
Groupama Banque: the customer enters their name, the postal code of their home and their date of birth.
Stripe also offers payments via Paypal:
P ayPal ensures the protection of your banking data using the most advanced systems on the market to guarantee security and fight against fraud. With PayPal, your financial details are never shared with the seller.
You can also benefit from a 4x payment without fees with Paypal if you have had a valid account for more than 3 months. 4x fee-free transactions are capped at €2000.
Launa Bougie offers payments by bank transfer:
By selecting this payment method, you will receive our company's bank details and the amount to be paid by email. Please transfer the amount of the order without forgetting to mention the order number in the title of the transfer.
Ease of payment :
On Launa Bougie, all bank card payments are secured by SSL (Secure Socket Layers) encryption.
For any payment refusal, contact your banking institution. We do not have access to confidential information about you.
Payment by Paypal up to 4 times :
Payment by Paypal in 4 installments is now available: buy what you need, when you need it and pay up to 4 times